If I do not retain my coverage, may I rejoin at a later time?

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If you choose not to continue coverage at the time of retirement or within the first year from your date of retirement; you will be ineligible for enrollment at a later date. Keep in mind if you elect coverage within the first year, but after your active coverage terminates, you will be effective the first of the month following your election. (For example; your active coverage terminates September 30th, but you wait until December 2nd to enroll: your coverage would be effective January 1st.)