The SPS Dental Plan has expanded to include both the Delta Dental Premier Network and Delta Dental PPO Network. The networks work together to deliver what you need most: access to care, better discounts, and protection from out-of-pocket costs.
Personal and workplace challenges can negatively affect your wellness. The New Directions Employee Assistance Program (EAP) has the tools and resources designed to help you overcome life challenges that can affect your health, family life or job performance. Our plan covers up to the first 6 visits at no cost to you. Dedicated Call Center Toll-free number for 24 hour/365-day live access to EAP professionals: 1-877-254-0781
As part of our benefit plan, SPS allows up to $500 per person covered under the medical plan as part of our Fitness Center Reimbursement Program. Employees and adult dependents must complete an annual Health Risk Assessment to qualify for the program. See the medical plan document for complete details.
Approved Fitness Centers
Health Care Reimbursement Flexible Spending Account PS employees may use pre-tax dollars to pay for covered expenses. The annual maximum amount you may contribute to the Health Care FSA is $2,650. For 2020, the new maximum amount is $2750.
Dependent Care Flexible Spending Account SPS employees may use pre-tax dollars for qualified dependent care. The annual maximum is $5,000 per household (or $2,500 if married and filing separately).
In addition to your primary (required) retirement benefits, you may need to save additional money to have the standard of living you want in retirement. The voluntary SPS Retirement Savings Program offers a convenient, tax-advantaged way to save for retirement.
The program includes a Tax-Deferred 403 (b) Plan and 457 Deferred Compensation Plan.
SPS pays for a Basic Life policy for you, at one times your annual salary with a minimum of $20,000 and maximum of $100,000. Coverage may be elected in increments of $10,000 up to $500,000.00. As a new hire, up to 3 times your annual salary is issued upon request. This is your only opportunity to request life insurance without requiring an approval by the life insurance carrier. Dependent coverage may also be elected at the employee expense.
SPS provides employee only coverage at no cost to the employee. Dependent coverage is available at the employee's cost. The medical plan is self-funded and is a preferred provider organization (PPO) plan with Mercy Health System as the preferred provider. Employees may use non-preferred providers; however, the deductibles and out-of-pocket amounts are higher. The District's contribution to employee group health insurance premiums is determined annually by the Board of Education.
Long Term Disability Insurance (LTD) can help cover a portion of an employee’s salary when an employee is unable to work. The plan covers you at 60% of your annual base salary, with a maximum benefit of $5,000 per month, for the first two years following an approved disability claim and is provided at no cost to you. Supplemental coverage is also available up request. Requested increases for coverage for long term disability insurance do not become effective until approved by The Hartford.
Medtrak Services manages the prescription benefits for Springfield Public Schools. Your prescription benefits include different pricing structures or “tiers” that enable you to control costs based on the type of medications you select. Specific copay amounts are listed within the “Prescription Drugs” section of the Medical Plan Summary.
Benefits are offered through a PPO (Preferred Provider Organization) plan and has in-network providers (PPO contract) and out-of network providers (no PPO contract). You can choose services through any provider you choose. When visiting an in-network provider, you are responsible for paying any applicable co-pay and for items that are not covered, or that exceed your benefit limitations.
SPS partners with METLIFE for supplemental voluntary insurance products.
While more and more individuals have health coverage than ever before, about 56 million adults — more than 20 percent of the population between the ages of 19 and 64 — may struggle with healthcare-related bills.
It’s important to know that while you receive standard health benefits through the workplace, you may also have access to an array of other voluntary and/or group employee benefits that can provide additional coverage and protection.
Who do I call for assistance? Contact a MetLife Customer Service Representative at
1 800- GET-MET8 (1-800-438-6388), Monday through Friday from 8:00 a.m. to 8:00 p.m., EST.