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SPS provides employee only coverage at no cost to the employee. Dependent coverage is available at the employee's cost. The medical plan is self-funded and is a preferred provider organization (PPO) plan with Mercy Health System as the preferred provider. Employees may use non-preferred providers; however, the deductibles and out-of-pocket amounts are higher. The District's contribution to employee group health insurance premiums is determined annually by the Board of Education.Elixir Crafted Rx Solutions manages the prescription benefits for Springfield Public Schools.
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Available anytime, any day, the Employee Assistance Program is a free confidential program to help you balance your work, family, and personal life.
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In addition to your primary (required) retirement benefits, you may need to save additional money to have the standard of living you want in retirement. The voluntary SPS Retirement Savings Program offers a convenient, tax-advantaged way to save for retirement.
The program includes a Tax-Deferred 403 (b) Plan and 457 Deferred Compensation Plan.
Change Form for 403B Tax Sheltered Annuity
Change Form for 457 Tax Sheltered Annuity
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As part of our benefit plan, SPS allows up to $500 per person covered under the medical plan as part of our Fitness Center Reimbursement Program. Employees and adult dependents must complete an annual biometric screening to qualify for the program. See the medical plan document for complete details.
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SPS Dental Coverage is provided by MetLife beginning 2023. MetLife helps make it easier to visit a dentist and helps lower your
dental costs.
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SPS provides eligible employees with a Basic Life policy for you, at one times your annual salary with a minimum of $20,000 and maximum of $100,000. This coverage is provided at no cost to you. Employees who want to supplement their Basic Life policy may purchase additional coverage. When you enroll yourself and dependents in this benefit, you play the full cost of the supplemental coverage through payroll deductions.
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PSRS provides lifetime retirement benefits for Missouri public school teachers and other qualified individuals who work for covered employers. If you don't have an educator certificate from the Missouri Department of Elementary and Secondary Education (DESE), you may be a member of PEERS.Additional Optional Retirement(s) beyond PSRS/PEERS with Valic.
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Health Care Reimbursement Flexible Spending Account: SPS employees may use pre-tax dollars to pay for covered expenses. The annual maximum amount you may contribute to the Health Care FSA is $2,850 for 2022 and $3,050 for 2023.
Dependent Care Flexible Spending Account: SPS employees may use pre-tax dollars for qualified dependent care. The annual maximum is $5,000 per household (or $2,500 if married and filing separately).
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Benefits are offered through a PPO (Preferred Provider Organization) plan and has in-network providers (PPO contract) and out-of network providers (no PPO contract). You can choose services through any provider you choose. When visiting an in-network provider, you are responsible for paying any applicable co-pay and for items that are not covered, or that exceed your benefit limitations. 
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Long Term Disability Insurance (LTD) can help cover a portion of an employee’s salary when an employee is unable to work. The plan covers you at 60% of your annual base salary, with a maximum benefit of $5,000 per month, for the first two years following an approved disability claim and is provided at no cost to you. Supplemental coverage is also available up request. Requested increases for coverage for long term disability insurance do not become effective until approved by New York Life.
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SPS partners with SUNLIFE for supplemental voluntary insurance products. While more and more individuals have health coverage than ever before, about 56 million adults — more than 20 percent of the population between the ages of 19 and 64 — may struggle with healthcare-related bills. It’s important to know that while you receive standard health benefits through the workplace, you may also have access to an array of other voluntary and/or group employee benefits that can provide additional coverage and protection.
